**2/1 seller paid rate buydown or seller paid closing costs with closing on or before 10/15/23** Well cared for lock & leave style villa in the gated, waterfront community of Ridge Harbor, on the south shore of Lake Travis. This home features dual level decks with gorgeous views, stainless steel appliances (fridge included), decorator lighting, and soaring vaulted ceilings. Private community offering lake access w/ marina slips, boat launch, waterfront park area, pool, tennis, underground electric & phone, and private water & sewer. Sought-after unit ideal for weekend get-away or full-time lake living. Covered lower deck access from Guest Bedroom. 100% financing via USDA loan and a extremely low 1.55% tax rate!